一 | LOS ANGELES -- Sales of previously occupied U.S. homes fell for the fourth month in a row in September, held back by surging mortgage rates and a thin supply of properties on the market.Existing home sales fell 2% last month from August to a seasonally adjusted annual rate of 3.96 million, the National Association of Realtors said Thursday. That’s just above the 3.9 million unit pace that economists were expecting, according to FactSet.Sales sank 15.4% compared with the same month last year and are down 21% through the first nine months of the year versus the same period in 2022.Despite the housing market slump, home prices kept climbing versus a year ago. The national median sales price rose 2.8% from September last year to $394,300. It slipped 3.1% from August.“Clearly, the story of limited inventory and rising and rising mortgage rates continues to hinder the home sales market,” said Lawrence Yun, the NAR’s chief economist.The weekly average rate on a 30-year mortgage moved above 7% in August, when many of the home sales that were finalized in September would have gone under contract. It has remained above that threshold since, surging last week to 7.57%, the highest level since 2000, according to mortgage buyer Freddie Mac.High rates can add hundreds of dollars a month in costs for borrowers, limiting how much they can afford in a market already out of reach for many Americans. They also discourage homeowners who locked in rock-bottom rates two years ago from selling.While surging mortgage rates have shut out many prospective buyers, a chronic shortage of homes for sale continues to keep the market competitive, especially for the most affordable homes.Homes sold last month typically within just 21 days after hitting the market, and about 26% of homes sold for more than their list price, the NAR said.All told, there were 1.13 million homes on the market by the end of last month, up 2.7% from August, but down 8.1% from September last year, the NAR said. That amounts to just a 3.4-month supply, going by the current sales pace. In a more balanced market between buyers and sellers, there is a 4- to 5-month supply.。 为打通政务宣传、便民服务和知识普及“最后一公里”，近日，北山街道办事处将“政务服务”摊位搬进了浙江图书馆前的“北山阅享荟·马上趣读书”市集，通过“政务夜市+趣味问答”的创新形式，为居民提供正常工作时间外的错峰服务，打造政务“夜市摊点”的新场景。据悉，本次“政务夜市”摊位从下午四点半持续到晚上八点，为上班居民和来往的游客提供面对面政策咨询。
二 | 围绕居民提出的退休到龄社保延缴、失业金申领要求、医保备案等问题，工作人员耐心接待每一位咨询群众。刚从浙图晚自习结束出来的张同学急匆匆跑到摊位前，咨询今年西湖区最新的大学生补贴政策，并对街道政务“夜市服务”点赞。
三 | 活动现场还设置了互动性极强的趣味问答环节，将养老、育儿、就业等民生热点问题制作成精美的“政策书籍”，“上班九九六”“社保在手，养老不愁”等幽默风趣的标题，吸引过往居民驻足挑选作答，让群众在逛市集、玩游戏、赢奖品的轻松氛围中掌握相关政策信息，将政务服务融入市井烟火。接下来北山街道将持续创新“行走的办事大厅”政务服务形式，常态化开展集市便民服务与政策宣传活动，以群众喜闻乐见的方式传递政策温度，用心用情解决群众急难愁盼问题，持续提升群众的获得感、幸福感与安全感。
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